Insurance helps protect your home and possessions from a variety of disasters, including theft and fire. But what happens to these items when they’re in transit, and you move them from one place to another? Most removalists have their insurance, but that isn’t enough to cover all of your possessions. The best way to handle this situation and avoid future problems is to get your insurance coverage.
House and Contents Insurance
The House and Contents or Home and Contents insurance is an essential home insurance policy that covers your property and everything that’s stored inside it. Most companies will cover the move as well so you won’t have to take out another insurance policy right before you move. Before your move, check what’s included in your policy and call your insurance provider to get more information on the product. If your possessions don’t have insurance cover, look for alternative options and ask your insurance provider for recommendations.
It’s never a good idea to move without insurance, even if you hire a reliable and well-insured removalist company. If you don’t take this step, you might have to pay for some replacements and repairs out of your pocket if any items get damaged or lost during the move.
Getting insurance for your new home
It’s best to arrange for insurance as soon as you purchase or rent a new house. This will help protect your investment and ensure you have some cover if something goes wrong. You can compare different insurance options available in the market on online platforms to determine which one is the best option for you before you make your choice. You can also ask your real estate agent to provide recommendations for good House and Contents insurance.
Housing professionals such as Adelaide Broker recommend all clients ensure they checked their insurance policies annually to ensure they’re covered – which can also be a requirement as a part of their rental or home mortgage requirement.